2023 Monterey M-45

Step aboard and the first thing you notice is how open and social the layout feels for a 24-footer. The M-45 carries its beam well forward, so the bow lounge actually fits adults comfortably instead of feeling like an afterthought. At the helm, the ergonomics are spot on—clear sightlines, intuitive controls, and a modern dash that feels more like a sport coupe than a runabout. Storage is generous and cleverly hidden, with room for boards, lines, and all the gear a full day requires. The head compartment is surprisingly usable, making longer outings with family or guests more relaxed. Details like stainless hardware, quality upholstery, and a deep, secure cockpit give this boat a refined, confident feel on the water.

This M-45 is particularly well suited to local waters where conditions can shift from flat calm to brisk chop in a single afternoon. The hull design delivers a solid, dry ride when afternoon breezes pipe up, yet remains nimble enough for tight waterways and busy weekend traffic. With its generous shade options and easy swim platform access, it’s ideal for sandbar raft-ups, snorkeling stops, and leisurely harbor cruises. The lounging areas invite you to stay out from sunrise to sunset, while the enclosed head and smart storage make family days far more comfortable. It’s a versatile platform for everything from casual cruising to watersports, tailored to how people actually spend time on the water here.