2020 Monterey M4

What stands out on the M4 is how thoughtfully the social spaces are laid out. The wraparound cockpit seating, convertible backrests and dedicated spot for a carry-on cooler make it easy to shift from cruising to hanging at anchor without everyone climbing over each other. The enclosed head compartment is a big upgrade for long days with kids or guests. Up front, the bow feels more like a lounge than a pair of benches, with deep backrests and plenty of toe room. At the helm, the tilt wheel and adjustable captain’s chair let different skippers get truly comfortable, and the windshield offers real wind protection without spoiling the open feel.

This M4 really shines in waters where your day can include everything from calm coves to choppy afternoon stretches. Its size hits a sweet spot: big enough to handle boat traffic and wind chop with confidence, yet shallow-draft friendly for beaches and sandbars. The open bow and generous cockpit let a full crew spread out on longer runs, while the enclosed head and smart storage mean you can comfortably stay out from morning through sunset. Easy boarding from the stern platform makes frequent swim stops simple, and the predictable handling helps less-experienced family members feel at ease taking a turn at the wheel.